Extreme debt is a situation that no one wants to find him or herself in, yet millions of Americans face creditor harassment each year for money they owe and cannot pay. While getting into debt is extremely easy, finding a way out is quite the opposite. There are many unexpected consequences that result from racking up huge amounts of debt, one of those being wage garnishment. Wage garnishment is a means for creditors to ensure that they will be paid by claiming a portion of your paycheck with or without your consent. This means that every paycheck you receive will have already been dipped into before it even reaches your hands. Not only does it hurt to know your hard-earned money is being taken from you, but it can also make repaying debts even more challenging because your paycheck will be significantly smaller. You can stop wage garnishment through filing for bankruptcy because this will put an automatic stay immediately in place that will cease all creditor harassment and demands.
If you are thinking about filing for bankruptcy, it is vital that you have an attorney in your corner who can fight for you, fight for your rights, and help you find a new beginning. Boudreaux Law Firm has been working as a bankruptcy law firm for 20 years, and we can help make sure that harassment from creditors stops. When you file for bankruptcy, you are required to provide a list of all your debts, creditors, and their addresses. An attorney will be able to contact them on your behalf to notify them that you have filed for bankruptcy and that they must immediately suspend all attempts to demand repayment – including wage garnishment.
Many people wait too long to file bankruptcy, whether it is due to the stigma of filing or that they simply want to try to get themselves out of debt. However, waiting until debts have become so overwhelming is a dangerous situation. In fact, many people are unaware of the lengths that creditors will go to demand payment until they receive a paycheck that is significantly less than they were expecting. Creditors can be relentless and show little patience when significant amounts of debt are owed.
At Boudreaux Law Firm, we are here for you. We want to give you the opportunity to tell creditors to “Call my lawyer!” Our lawyers have the experience and expertise you need in your situation, and we will work to find the best solution for you. Contact our practice today for a free initial consultation for consumer bankruptcy related debts. Together we will fight for your rights.
Posted on behalf of Boudreaux Law Firm